Is Index Fund (UITF, ETF or Mutual Funds) the Best Long Term Investment?

Tagal ko na nageexplain ng index fund but hindi ko parin nabibigay ang pros and cons, advantages and disadvantages of investing in index fund para kayo ay makapagdecide. As usual, paguusapan natin hindi lang yung good side, pati nadin bad sides ng isang investment para kayo ay makapagdecide on your own kung willing kayo itake ang risk ng isang investment.

Ang index, UITF, ETF or Mutual Fund, man yan ay pareho lang. Pareho lang in terms of structure and the return on investment. So hindi ko na sya sasabihin separately in this video. Once I say na "index", i-assume nyo na, na ito ay either index mutual fund or index UITF or index ETF.


1 Hands off approach to investing
2 Professionals will find it hard to beat your return on investment 90%, of all other mutual funds, UITF can not beat the index.
3 Peso cost averaging works very well for long term investment
4 Stable companies
5 Well diversified
6 Average returns boring


1 Average returns boring
2 Fees
3 Fund managers are not really working. Contrary to popular belief that index funds are managed by people that would work hard to invest. They actually do nothing. (they just copy a list from the PSE) yet you pay them money to copy a list without research.
4 Once a crash happens, the index would be the first to be affected and will receive the most damage.


Alternatives? Gusto mo hindi ka ma-affect ng crash? Gusto mo more than average returns? Then ang sagot dyan is to learn how to analyze individual companies, research and invest individually. But for that, kelangan mo matuto mag-analyze. Kung ito ang gusto mong gawin, you can visit and learn how to research and invest in individual companies that will beat the index.

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  2. How OFW Should Invest
  3. How to Invest Wisely
  4. The Best Way to Get Rich
  5. Why You Need to Invest?
  6. F*CK YOU Money
  7. What is the Most Profitable Business to Start?
  8. Compound Interest
  9. 3 Ways How to be Successful
  10. How to Go From Employee to Investor
  11. The Greatest Secret to Learn Investing
  12. Your Money is Your Life
  13. Top Excuses for Investing
  14. Hedging Strategy - Heads I Win. Tails I also Win
  15. Should I Do Trading or Investing?
  16. The Dangers of Stock Picks
  17. Diversification
  18. Inflation
  19. Tips Before You Start Investing
  20. Mind Your Own Business - Your Personal Financial Statement
  21. Fundamental Analysis: Price to Book Value
  22. Investing Early is Better Than Investing More
  23. Paano Mag-Compound ng Pera (How to Compound Money)
  24. Is Index Fund (UITF, ETF or Mutual Funds) the Best Long Term Investment?